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Real Help for Veterans Looking to Save

You served your country. Now let us serve you

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Services

Unlock your VA Benefits

Lower Monthly Payment

Use the VA IRRRL to lower your rate and save monthly.

Eliminate Debt 

Pay off credit cards
and high-interest rate loans.

Get Cash out

Receive a lump sum to use any way you need.

Savings are estimated and may vary. Actual rate, payment, and terms depend on borrower qualifications and current market conditions.

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Type of Veteran Programs

VA IRRRL (VA Streamline)

A fast, low-document refinance for existing VA loans. Lower your interest rate or switch to a fixed-rate loan, often with no appraisal required.

Our team is always available to answer questions

Save Hundreds Each Month

No Appraisal Needed

In most cases, no appraisal is needed and you won’t have to prove income.

Skip Two Mortgage payments

You can elect to skip 1 or 2 months.

Rate Comparison

Compare mortgage rates to find the best deal.

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Eligibility Checklist

Veteran, active-duty, or eligible surviving  spouse

Meet VA credit and income guidelines
 

Open to reviewing savings options
 

Intent to occupy home as primary residence

 

Good payment history in last 12 months
(Cash-out)

Certificate of Eligibility (COE)

 

3 Easy Steps

  • Quick, no-pressure call.

  • We run the numbers.

  • Close & start saving.

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CLIENT STORIES

Testimonials
“Kevin Garcia is a trusted seasoned professional… I highly recommend him especially to my fellow Veterans.”

René Moncada
Veteran

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Get VA Loan Guidance

Learn how to maximize your VA benefits

Money

Savings are estimated and may vary. Actual rate, payment, and terms depend on borrower qualifications and current market conditions.

Frequently Asked Questions

  1. Who is eligible for VA loans?
    Veterans, active-duty service members, and eligible surviving spouses may qualify. We can quickly check eligibility for you.

     

  2. Do VA loans require a down payment?

    Va loans do not require a down payment, making homeownership more affordable.
     

  3. Are VA loans harder to get?

     No. VA loans are designed to be flexible and borrower-friendly. We guide you through the process step by step.

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Kevin Charles Garcia, Senior Loan Officer | NMLS#382683 | DRE#01947138
Eric  Garcia, Senior Loan Officer | NMLS#1853158 | DRE#02252596
Saxton Mortgage | NMLS #1717191 / 2525913
Licensed in
AZ, CA, CO, FL, KS, ME, NE, NV, OR, PA, TN, TX, WA, WI, VA
9191 Towne Centre Drive, Suite 400, San Diego, CA 92122
KevinG@saxtonmortgage.comEricG@Saxtonmortgage.com
​(866) 307-8883

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