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Turn Home Equity Into Financial Freedom

Pay Off Debt, Remodel, or Build Savings

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Services

How a Cash-Out Refinance Can Help You

Eliminate Debt 

Pay off high-interest debt & lower your monthly expenses.

Home Improvement

Get cash for home projects that raise your home’s value.

Start Saving

College tuition, investments,
retirement accounts.

Savings are estimated and may vary. Actual rate, payment, and terms depend on borrower qualifications and current market conditions.

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Type of Cash-out Programs

Home Equity Line of Credit (HELOC)

A flexible line of credit using your home’s equity. Borrow as needed, repay, and reuse funds—ideal for renovations or ongoing expenses. Fixed or variable-rate products are available

Our team is always available to answer questions

Save Hundreds Each Month by Eliminating Debt

Little to no out-of-pocket

We can roll closing costs into the loan, Just pay for the appraisal if needed.

Skip Two Mortgage payments

You can elect to skip 1 or 2 months.

Rate Comparison

Compare mortgage rates to find the best deal.

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Eligibility Checklist

Sufficient home equity (usually 20%+)

Primary residence, second home, or investment property

Fair to exceptional credit score

No recent foreclosure or bankruptcy

Stable income and employment history

Willingness to provide basic loan documents

3 Easy Steps

  • Quick, no-pressure call.

  • We run the numbers.

  • Close & get cash.

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CLIENT STORIES

Testimonials
“From start to finish Kevin was there answering any questions I had and helping us through our refinance… If I could give 10 stars I would have.”

Michael Howard
Home Owner

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Get Cash From Your Home

Use your home equity for anything

Money

Savings are estimated and may vary. Actual rate, payment, and terms depend on borrower qualifications and current market conditions.

Frequently Asked Questions

  1. How much cash can I take out?
     The amount depends on your home’s value, loan type, and equity. We’ll review your options and limits before you decide.
     

  2. Can I use the cash for anything?

     Yes. Cash-out funds can be used for debt payoff, home improvements, emergencies, or other financial needs.
     

  3. Will this raise my monthly payment?

     It depends on your rate and loan terms. Some borrowers still lower their payment while accessing cash.

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Kevin Charles Garcia, Senior Loan Officer | NMLS#382683 | DRE#01947138
Eric  Garcia, Senior Loan Officer | NMLS#1853158 | DRE#02252596
Saxton Mortgage | NMLS #1717191 / 2525913
Licensed in
AZ, CA, CO, FL, KS, ME, NE, NV, OR, PA, TN, TX, WA, WI, VA
9191 Towne Centre Drive, Suite 400, San Diego, CA 92122
KevinG@saxtonmortgage.comEricG@Saxtonmortgage.com
​(866) 307-8883

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