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Save More On Your New Home

We find the best loan rates to keep more money in your pocket

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Services

Say hello to your new home

Easy Process

We guide you step by step through an easy home buying process

Move in sooner

Same-day pre-approvals mean less waiting and more time in your home

Save money

We find you the best rate through our direct lender

Savings are estimated and may vary. Actual rate, payment, and terms depend on borrower qualifications and current market conditions.

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Type of Purchase Programs

Conventional Purchase

A standard home loan with competitive rates. Ideal for buyers with good credit and steady income. Usually requires a down payment between 3–20% depending on the loan.

Our team is always available to answer questions

Save Hundreds Each Month on your new home

Make Stronger Offers

A pre-approval shows sellers you’re serious, helping you stand out in a competitive market

Down Payment Assistance

Need a little extra for your dream home? We can help with your down payment.

Clear Numbers Up Front

See estimated monthly payments, fees, and options so there are no hidden costs

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Eligibility Checklist

Ready to start the buying process
 

Program-specific eligibility (Conventional, FHA, VA, Jumbo)

Have down payment and closing cost funds ready
 

Debt-to-income ratio acceptable to lender

 

Meet minimum credit score and income requirements
 

Provide necessary documentation (tax returns, pay stubs, bank statements)

3 Easy Steps

  • Quick, no-pressure call.

  • We run the numbers.

  • Pre-approval & Move In

Buying a House

CLIENT STORIES

“He kept my husband and I updated on our loan… He made the loan process stress free for us.”

Sherry Turner
Veteran

House Viewing

Get Pre-Approved Now

Just 5 Minutes to Qualify

Money

Savings are estimated and may vary. Actual rate, payment, and terms depend on borrower qualifications and current market conditions.

Frequently Asked Questions

  1. Do I need to be pre-approved before shopping?
     Pre-approval is strongly recommended. It helps you shop confidently and strengthens your offer.
     

  2. What loan options are available for buyers?

     Options include Conventional, FHA, VA, Jumbo, First-Time Buyer programs, and Manufactured Home loans.
     

  3. How long does it take to close on a home?

     Most purchase loans close in about 21–30 days, depending on the loan and transaction.

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Kevin Charles Garcia, Senior Loan Officer | NMLS#382683 | DRE#01947138
Eric  Garcia, Senior Loan Officer | NMLS#1853158 | DRE#02252596
Saxton Mortgage | NMLS #1717191 / 2525913
Licensed in
AZ, CA, CO, FL, KS, ME, NE, NV, OR, PA, TN, TX, WA, WI, VA
9191 Towne Centre Drive, Suite 400, San Diego, CA 92122
KevinG@saxtonmortgage.comEricG@Saxtonmortgage.com
​(866) 307-8883

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